Individual and Family Insurance Planning
Life can be unpredictable. In only takes a few seconds for life as you know it to change forever, all thanks to an unforeseen action. It could even be the last action of your life. Do you know what happens to you, your possessions, and your loved ones after that?
All of this might sound scary, but it’s crucial to think about what happens next in these scenarios. If something were ever to happen to you or your possessions, would you be prepared? That’s when you start to question whether or not you’re getting everything you can out of your current insurance policy. JM Patton Associates, Inc. offers a wide variety of individual and family insurance planning options to keep you at ease in the worst of times.
Insurance Performance Review
Life can change in an instant, so your life and disability insurance policies today might not be the best policies for you tomorrow. That’s why we regularly review your plan for you and make any necessary adjustments to address your changing circumstances.
Disability Insurance
If you ever become disabled in any capacity, for whatever reason, we want to help you keep control of your life. Our disabilities policies make sure that you can still resume life as normal, you’ll still receive your income even if your injury prevents you from working.
Testimonials
Thank you, Anthony. It was our pleasure to work with you on this account. While we didn’t win this one, we are very happy to hear that you did - and it comes as no surprise, as it is evident that you take great care in providing your clients with the best possible options, consultation and education. As I’m sure you already know, this goes a long way and will continue to be the secret to your success.
Thank you again for your thoughtful note and looking forward to working with you and your team on future submissions. - Teresa D., Insurance Wholesaler for JM Patton Associates
Our organization has been with J. M. Associates for over 20 years. Our agent, Marty Wilson, provides first class customer service, understands the needs of our business and gives sound advice in helping us with our insurance decisions. When you’re consistently treated as though you are THE most important client, why go anywhere else? - Karen, HR Director
Anthony Mirarchi and JM Patton assisted us in securing malpractice insurance this year. The degree of responsiveness and attention to detail was beyond comparison. They continually exceeded our expectations and delivered a policy that was perfect for our needs. They are the ultimate professionals when it comes to the insurance business. - Dr. S., Vascular Surgeon
Keith has handled our insurance needs for over 30 years…that point alone speaks for itself. Keith always makes himself available to resolve any problems large or small. He has proven time and again that a great/knowledgeable agent can make a huge difference when a claim is issued. Marty at JMPatton is always prompt and helpful. She is a pleasure to work with. Keith reviews all available coverage options yearly, to ensure our pricing is the best available…working only with AAA rated insurance companies. Both Keith and Marty at JMPatton make dealing with anything insurance related so much easier. - Nancy D., Controller Hays Sheet Metal
I have been working with J. M. Patton for many years and they are always very responsive to our needs. Our agent, Marty Wilson, is always available to answer questions or address any issues that come up. Marty also reviews our insurance annually for both coverage and premium, ensuring we have the best coverage and pricing available. - Stephanie M., Director of Finance; Medical Device Developer/Manufacturer
Keith has been my insurance man for many years would not even consider getting another. He always looked out for my business, always getting me the best prices and sending me personal reminders. It has been a pleasure working with him and JM Patton. Look forward to many more years of doing business with him. - Jack M, Owner Linart Construction
We began our relationship with JM Patton about 6 years ago. The professionalism, courtesy and knowledge of the staff has been extraordinarily helpful in navigating the requirements of government contracts, funders, and employment regulations, keeping us in compliance with regulations and staying ahead of potential pitfalls. We especially appreciate the quick response time when we need a change in coverage or a COI for a special event, a funder or a landlord. The fact that responses are not only quick, but friendly as well, makes the experience all the better. - Susan T, Finance Director
Our organization has been with J. M. Associates (JMP) for over 20 years. We have always found their staff to be professional, knowledgeable and responsive when it comes to our unique insurance needs. They are always available to review and advise on the many contractual needs of our organization and provide us with practical solutions. They perform a complete review of our insurance annually, providing us with a thorough marketing review of our 15 lines of insurance and an outline of the best insurance options available to us. We would recommend JMP to any organization seeking a professional and detailed insurance brokerage. - Rinku M., Director of Finance
I had the extreme pleasure of working with Anthony Mirarchi from J.M. PATTON Associates, Inc.. on my malpractice insurance this month! After shopping around for the best insurance with multiple brokers and underwriters, Anthony was the only person with the confidence and dedication to get something done! He delivered for me the best malpractice insurance and above all else was available for any questions while always seeming in control. I felt that my best interests were always being taken care of in a professional and timely manner! I am very thankful for my experience with Anthony Mirarchi and will be recommending him to more doctors for help! Thank you! - Brad Schaeffer D.P.M., The Learning Channel – My Feet Are Killing Me
Long Term Care
If you or someone in your family develops a long-term illness or chronic medical condition, you shouldn’t have to bear the extra burden of paying copious amounts of medical expenses. With JMP’s long term care policy, we cover your medical costs and any method of treatment you may exercise.
Asset-Based Long-Term Care Planning
Basic long-term plans aren’t right for everyone, so we also offer asset-based plans for long-term care. These can be built around life insurance plans or annuities that may also offer tax-free living benefits, dependent on your plan.
Annuities
Our insurance plans all include guaranteed annuities at the lowest rates possible. You can feel comfortable putting your faith into our policies and know that we won’t let you down.
If you have any questions about our individual and family insurance policies or any of our other services, call the JMP team today. We value our relationships with our clients, and would be more than happy to speak with you on which plans best fit your needs.
Retirement Maximization
We can help you figure out which pension plan is the most helpful for you and your family. Even if your target retirement age seems far away, it’ll be here before you know it. Without proper planning and saving, you could end up missing that target age and not being able to retire as early as you’d hoped.
Tax Exposure Reduction
We aren’t accountants, but we do explore outlets to minimize your tax burden. We make sure you’re aware of different tax rates in your insurance plan and focus your plan around how these rates will affect you.