Individual and Family Insurance Planning
Life can be unpredictable. In only takes a few seconds for life as you know it to change forever, all thanks to an unforeseen action. It could even be the last action of your life. Do you know what happens to you, your possessions, and your loved ones after that?
All of this might sound scary, but it’s crucial to think about what happens next in these scenarios. If something were ever to happen to you or your possessions, would you be prepared? That’s when you start to question whether or not you’re getting everything you can out of your current insurance policy. JM Patton Associates, Inc. offers a wide variety of individual and family insurance planning options to keep you at ease in the worst of times.
Insurance Performance Review
Life can change in an instant, so your life and disability insurance policies today might not be the best policies for you tomorrow. That’s why we regularly review your plan for you and make any necessary adjustments to address your changing circumstances.
Disability Insurance
If you ever become disabled in any capacity, for whatever reason, we want to help you keep control of your life. Our disabilities policies make sure that you can still resume life as normal, you’ll still receive your income even if your injury prevents you from working.



Long Term Care
If you or someone in your family develops a long-term illness or chronic medical condition, you shouldn’t have to bear the extra burden of paying copious amounts of medical expenses. With JMP’s long term care policy, we cover your medical costs and any method of treatment you may exercise.
Asset-Based Long-Term Care Planning
Basic long-term plans aren’t right for everyone, so we also offer asset-based plans for long-term care. These can be built around life insurance plans or annuities that may also offer tax-free living benefits, dependent on your plan.
Annuities
Our insurance plans all include guaranteed annuities at the lowest rates possible. You can feel comfortable putting your faith into our policies and know that we won’t let you down.
If you have any questions about our individual and family insurance policies or any of our other services, call the JMP team today. We value our relationships with our clients, and would be more than happy to speak with you on which plans best fit your needs.
Retirement Maximization
We can help you figure out which pension plan is the most helpful for you and your family. Even if your target retirement age seems far away, it’ll be here before you know it. Without proper planning and saving, you could end up missing that target age and not being able to retire as early as you’d hoped.
Tax Exposure Reduction
We aren’t accountants, but we do explore outlets to minimize your tax burden. We make sure you’re aware of different tax rates in your insurance plan and focus your plan around how these rates will affect you.